Amid the rising cost of living it's no surprise many West Australians are planning to save more money this year, but a study has found that 1 in 3 people spend more than they earn.

So – how can 2023 be a better year for your bank balance? #9News pic.twitter.com/gHy2k01pm5

— 9News Perth (@9NewsPerth) January 2, 2023